KAWARTHA LAKES-Kawartha Lakes is participating in an Ontario Priorities Housing Initiative (OPHI) which was developed to help homeowners improve their living conditions by providing financial assistance to make repairs or accessibility changes.
Kawartha-Haliburton Renovates provides a forgivable loan up to $20,000 for repairs such as roofs, plumbing, heating, foundations, wells, septic systems, etc. Up to $5,000 is also available to reduce physical barriers such as ramps, handrails, chair and bath lifts, or countertop height changes.
Applications will be reviewed on a priority basis based on income and the type of repair. The program for 2026 starts on March 11, 2026, and applications can be submitted until April 10, 2026.
Applicants must own their own home. The market value of their home must be at or below $671,145. The applicant’s household income cannot exceed these limits.
- 1 Bedroom: $46,000
- 2 Bedroom: $52,500
- 3 Bedroom: $56,000
- 4+ Bedroom: $65,000
Applicants must have adequate home insurance, be current with property taxes and mortgage payments. The home must be in the City of Kawartha Lakes or the County of Haliburton.
Applications and further information can be obtained at www.kawarthalakes.ca/khrenovates or from the Kawartha Lakes Human Services Department. For further information, please call: 705-324-9870 or 1-877-324-9870 or email [email protected].

